Empowering You to Skillfully Navigate the Process of Becoming Debt-Free and Achieve Financial Peace

Turn your life around from being debt-ridden to financially free

Welcome to the Wealth Smarts!

Learning to master money is the key to living a life of sufficiency and abundance. Like most of us, you may simply want to live a simple and debt-free life. But you might also have a yearning to become financially independent. Build your dream, start working toward your freedom.
 
The Wealth Smarts is your passionate guide through your journey. We will empower you to Skillfully Navigate the Process of Becoming Debt-Free and Achieve Financial Peace.

Buy My Book


R!SE: How to Get Out of Debt Without Borrowing
and Be Financially Free for Life!

What You'll Learn Inside?

  • Easy to follow steps to pay off your debts and solve your money issues.
  • Strategies to pay down debts.
  • Strategies to create and multiply your wealth.
  • How to cope in the midst and myriad of financial challenges and keep your life balance.
  • Different money attitudes, identify your money personality and plan how you can counter it.
  • Smart way of preparing your money plan.
  • What to save for and how to protect your assets while in the business of getting out of your debts.
  • Planning for your retirement and securing your future.
  • Practical ways to earn and save to eliminate your debts fast.

About the Author:

Shel Hirang is a social worker with over 30 years of experience working with non-government and government organizations in the Philippines and New Zealand. She was also an accomplished part-time university lecturer in both countries. She comes well-appointed with bachelor and master’s degree in social work. More so, she is a wonderful mother.

For 16 years, while practicing her profession in the Philippines, Shel served the poorest of the poor before migrating to New Zealand. Her experiences and exposure to the harsh reality of poverty consumed her with a curiosity to know the secrets of becoming financially free. Her desire was to unlock the secrets of financial freedom and share this knowledge with family, friends, and others. Shel believes that financial literacy is a must for anyone seeking to enhance their social functioning and live a great life.